The occurrence of credit card fraud usually captures the cardholder's psychology. For example, when the cardholder is eager to increase the credit limit, the criminals will design a corresponding trap and the party will unwittingly enter the trap.
This situation is very much, although many people know that it is tricky, but there are always people who are obsessed with the authorities to see a real case.
On June 23, 2019, Cheng Mou of Gu Shaozhen said that the mobile phone received a text message sent from 10693834****, which showed that the credit card record was good and the amount could be raised. Cheng Mou had the intention to increase the amount, and then proceed according to the other party's prompt. Enter the URL provided by the other party, fill in your personal name, ID card, card number, password, and verification code.
Subsequently, the mobile phone received the bank card consumption information, Cheng Mou called the CCB customer service telephone consultation, the bank staff told the credit card was stolen, and Cheng knew that he was cheated by 9,800 yuan.
This kind of crime is mainly aimed at the urgent need for money, but the credit card amount handled by the bank is low and the loan is slow. The illegal elements use the website, text messages, emails, friends circle, etc. claiming that they can apply for high-value credit cards and fast loans to induce victims. People are hooked up and defrauding victims to collect telegraphic fraud by charging various fees.
Common credit card fraud types
1. Credit card overdue fraud
The liar called the victim and lied that the victim’s credit card was overdue in order to intimidate the victim. The victim's personal information, credit card number, password, etc. were defrauded by the victim's elimination of bad credit or requiring the victim to cooperate with the public security organ's investigation, and finally defrauded the victim.
Second, charge d'affaires large credit card