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真人真事,3种常见的信用卡诈骗招数,招招为了钱

The occurrence of credit card fraud usually captures the cardholder's psychology. For example, when the cardholder is eager to increase the credit limit, the criminals will design a corresponding trap and the party will unwittingly enter the trap.

This situation is very much, although many people know that it is tricky, but there are always people who are obsessed with the authorities to see a real case.

Real case

On June 23, 2019, Cheng Mou of Gu Shaozhen said that the mobile phone received a text message sent from 10693834****, which showed that the credit card record was good and the amount could be raised. Cheng Mou had the intention to increase the amount, and then proceed according to the other party's prompt. Enter the URL provided by the other party, fill in your personal name, ID card, card number, password, and verification code.

Subsequently, the mobile phone received the bank card consumption information, Cheng Mou called the CCB customer service telephone consultation, the bank staff told the credit card was stolen, and Cheng knew that he was cheated by 9,800 yuan.

Case analysis

This kind of crime is mainly aimed at the urgent need for money, but the credit card amount handled by the bank is low and the loan is slow. The illegal elements use the website, text messages, emails, friends circle, etc. claiming that they can apply for high-value credit cards and fast loans to induce victims. People are hooked up and defrauding victims to collect telegraphic fraud by charging various fees.

Common credit card fraud types

1. Credit card overdue fraud

The liar called the victim and lied that the victim’s credit card was overdue in order to intimidate the victim. The victim's personal information, credit card number, password, etc. were defrauded by the victim's elimination of bad credit or requiring the victim to cooperate with the public security organ's investigation, and finally defrauded the victim.

Second, charge d'affaires large credit card

xx骗子可以通过各种渠道发布大型信用卡的广告,并声称门槛较低且卡片很快。一旦受害者联系诈骗者做卡,诈骗者将让受害者因各种原因付钱,例如将资金转移到指定的银行卡,支付押金等。在受害者转移钱后,他们会发现他们已联系过。不是骗子,白白浪费了很多钱。

三,信用卡提款欺诈

银行偶尔会邀请持卡人增加信用卡额度,而不法分子通常会使用这些诱饵作为欺骗受害者的征税。骗子会打电话给银行的客户服务部门打电话给受害者并准确地告诉受害者的个人信息以消除受害者的疑虑。要求受害者增加诱饵的数量,这反过来又诱使受害者提供更敏感的信息,从而实施被盗的刷子。

我们怎样才能避免被愚弄?首先,我们必须做到以下几点:

1.处理信用卡选择的常规渠道,如去银行的官方网站,线下网点和参与银行的正式第三方平台。

2.应仔细筛选与信用卡相关的电话和短信。手机银行,网上银行,银行客户服务电话等可用于验证真假。如果金额不明确或涉及金额很大,则必须在银行柜台确认。防止财产损失。

如果你被骗了,请第一次拨打110。